For any organisations processing and managing Direct Debit or Direct Credit payments, the Bacs processing calendar is a critical tool to ensure all payments are collected on time and is now available to download.
Download the Bacs 2025 calendar here
If you are using Elovate as your Bacs Approved Bureau, we will ensure all Direct Debits are processed in accordance with the non-processing days. In doing so, all your Direct Debits will be setup and collected correctly, with no delays. As Service Users it is still important that you are aware of these dates, so you know when the monies will hit your Bank Account and ensure compliance with advance notice to payers.
Christmas and New Year processing dates
| Payment arrival date | Processing date | Latest submission date |
| Tuesday 24th December | Monday 23rd December | Friday 20th December |
| Friday 27th December* | Tuesday 24th December | Monday 23rd December |
| Monday 30th December | Friday 27th December* | Tuesday 24th December |
| Tuesday 31st December | Monday 30 December | Friday 27th December* |
| Thursday 2nd January 2025 | Tuesday 31st December | Monday 30th December |
| Friday 3rd January | Thursday 2nd January | Tuesday 31st December |
| Monday 6th January | Friday 3rd January | Thursday 2nd January |
All information may be subject to change and all Service Users must check with the Bacs calendar and arrangements with their Sponsoring Bank
Do you need Bacs contingency to protect your payments?
As a Bacs Approved Bureau with over 23 years experience, we are here to manage your payments daily or when you need us. Please contact us or click on the link for a no obligations Direct Debit quick quote.